Why it matters, policy program
Policy interest rate
The short-term rate set by a central bank; anchors funding costs across the economy.
- Depends on
- 0
- Depended on by
- 1
- Metrics
- 0
Neighbourhood: what depends on it (left), what it depends on (right)
- Candidate
- Hypothesized
- Mechanism supported
- Causally supported
- Established relation
Systems that would feel a shortage
Downstream: what depends on it
Construction and mortgage financing depends on Policy interest rate2 evidenceMechanism supported
Construction and mortgage financing depends on Policy interest rate.
Mechanism
The policy rate anchors short-term funding costs, and mortgage and construction loan rates move with expectations of it. Higher rates raise monthly payments and lower project returns, which reduces affordability and starts with a lag.
Evidence
- documentFederal Reserve, Monetary Policyfederalreserve.govThe policy rate and its transmission to borrowing costs.checked 2026-09-07
- documentHUD, U.S. Housing Market Conditionshuduser.govHousing supply, finance and affordability data.checked 2026-09-07
- Status
- mechanism_supported
- Reviewer confidence
- 0.85
- Stated strength
- 0.70
- Lag
- 30 to 540 days
- Version
- curated_seed_v1
- Reviewed
- 2026-09-07
Confidence and strength are curated judgements recorded with the edge, not measured quantities.
Inputs it cannot do without
Upstream: what it depends on
No stored inputs for this entity.
Measured, from the catalog
Linked metrics
No catalog metric is linked to this entity yet.
Named on the edges that depend on it
Substitutes
No substitute is named for this entity on any stored edge.
Derived from curated edges
Bottleneck centrality
- Score
- 1.82
- Downstream entities
- 3
- Direct dependents
- 1
Sum over every entity downstream (within six hops) of the strongest path weight to it, where each edge weighs its stated strength divided by one plus its named substitutes. A graph statistic over curated edges, not an observation. Computed 2026-09-07 22:42 UTC.
Curated paths this entity is part of
Chains
Names that resolve to this node
Aliases
- central bank rate
- federal funds rate
- interest rates
- policy rate
slug policy-interest-rate, updated 2026-09-07 22:42 UTC